Check my eligibility
Take the first step toward support
Check if your eligible, fast & easy
Answer a few simple questions to see if you may be eligible for a No Interest Loan. It only takes a few minutes, and there’s no obligation to apply. This is a quick and easy way to understand your options and take the first step toward getting the support you need.
Find out what you can afford
We’ll help you understand what loan amount and repayments may be manageable based on your situation.
Your information stays private
Your details are kept secure and only used to check your eligibility and support your application.
Leave whenever you want
You can stop at any time, and nothing is submitted unless you choose to continue.
Who is eligible for NILs?Designed for people who need support.
You may be eligible if you meet at least one of the following criteria
You have a Health Care or Pension Card
Singles
Earning less than $70,000 (before tax)
Partner or Dependants
Earning less than $100,000 (before tax)
You have experienced family or domestic violence in last 10 years
You’ll also need a few supporting documents
To be eligible for a NILs loan, you’ll need documents that show your current address and that you can manage repayments. Don’t worry, repayments can be made easily and safely through Centrepay or direct debit.